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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,205 | $175,231-41.7% | $149,696-31.7% | $139,466-26.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.44% | 166.77%-149.3pp | 134.46%-117.0pp | 373.66%-356.2pp |
| Employer contribution / active EE | $12,180 | $5,478+122.4% | $4,821+152.7% | $4,754+156.2% |
| Participant deferral / active EE | $7,460 | $6,521+14.4% | $5,682+31.3% | $6,712+11.2% |
| Admin fee / account holder | $368 | $16,155-97.7% | $13,212-97.2% | $11,409-96.8% |