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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,314 | $202,342-66.7% | $172,753-61.0% | $152,909-56.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.08% | 1029.88%-1006.8pp | 803.00%-779.9pp | 345.46%-322.4pp |
| Employer contribution / active EE | $14,859 | $5,857+153.7% | $5,144+188.9% | $4,764+211.9% |
| Participant deferral / active EE | $10,573 | $5,948+77.7% | $5,198+103.4% | $5,851+80.7% |
| Admin fee / account holder | $2,445 | $17,112-85.7% | $13,956-82.5% | $11,601-78.9% |