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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,102 | $202,460+42.8% | $169,385+70.7% | $139,456+107.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 10.16% | 532.07%-521.9pp | 405.82%-395.7pp | 373.45%-363.3pp |
| Employer contribution / active EE | $0 | $4,691-100.0% | $4,012-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $24,300 | $6,938+250.2% | $6,221+290.6% | $6,711+262.1% |
| Admin fee / account holder | $2,072 | $10,719-80.7% | $9,011-77.0% | $11,407-81.8% |