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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,472 | $199,109-85.2% | $173,730-83.0% | $154,746-81.0% |
| Participation rate | 92.9% | 82.8%+10.0pp | 79.6%+13.3pp | 80.7%+12.2pp |
| Annual return | 18.73% | 20.02%-1.3pp | 19.96%-1.2pp | 172.34%-153.6pp |
| Employer contribution / active EE | $2,844 | $5,311-46.4% | $4,577-37.9% | $4,379-35.0% |
| Participant deferral / active EE | $4,879 | $7,113-31.4% | $6,326-22.9% | $6,730-27.5% |
| Admin fee / account holder | $1,269 | $20,916-93.9% | $17,523-92.8% | $14,365-91.2% |