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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,472 | $166,131-87.7% | $164,975-87.6% | $145,877-86.0% |
| Participation rate | 90.9% | 82.0%+8.9pp | 78.6%+12.3pp | 80.3%+10.6pp |
| Annual return | 14.99% | 100.37%-85.4pp | 70.12%-55.1pp | 551.28%-536.3pp |
| Employer contribution / active EE | $2,857 | $5,276-45.8% | $4,343-34.2% | $4,663-38.7% |
| Participant deferral / active EE | $4,962 | $6,962-28.7% | $6,033-17.8% | $6,691-25.8% |
| Admin fee / account holder | $1,150 | $16,648-93.1% | $12,688-90.9% | $13,402-91.4% |