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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,472 | $254,759-88.4% | $216,567-86.4% | $198,609-85.2% |
| Participation rate | 92.9% | 84.5%+8.3pp | 81.6%+11.2pp | 82.4%+10.5pp |
| Annual return | 18.73% | 10.04%+8.7pp | 12.94%+5.8pp | 202.70%-184.0pp |
| Employer contribution / active EE | $2,844 | $6,096-53.3% | $5,216-45.5% | $5,055-43.7% |
| Participant deferral / active EE | $4,879 | $6,948-29.8% | $6,191-21.2% | $6,977-30.1% |
| Admin fee / account holder | $1,269 | $26,311-95.2% | $21,981-94.2% | $19,030-93.3% |