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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,366 | $138,102-39.6% | $125,381-33.5% | $134,532-38.0% |
| Participation rate | 42.9% | 84.5%-41.6pp | 82.4%-39.5pp | 81.2%-38.4pp |
| Annual return | -14.71% | 750.73%-765.4pp | 572.31%-587.0pp | 418.27%-433.0pp |
| Employer contribution / active EE | $1,545 | $5,245-70.6% | $4,815-67.9% | $4,741-67.4% |
| Participant deferral / active EE | $6,101 | $7,801-21.8% | $7,448-18.1% | $6,401-4.7% |
| Admin fee / account holder | $919 | $11,568-92.1% | $10,007-90.8% | $11,429-92.0% |