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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,232 | $165,399-70.8% | $149,745-67.8% | $158,982-69.7% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 28.54% | 348.34%-319.8pp | 276.72%-248.2pp | 302.99%-274.4pp |
| Employer contribution / active EE | $2,062 | $5,105-59.6% | $4,646-55.6% | $4,763-56.7% |
| Participant deferral / active EE | $8,348 | $7,183+16.2% | $6,843+22.0% | $5,983+39.5% |
| Admin fee / account holder | $279 | $10,811-97.4% | $9,312-97.0% | $11,252-97.5% |