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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,957 | $27,632+641.7% | $61,399+233.8% | $68,495+199.2% |
| Participation rate | 4.3% | 39.5%-35.2pp | 52.6%-48.3pp | 67.9%-63.6pp |
| Annual return | -20.08% | -13.24%-6.8pp | 338.81%-358.9pp | -7.84%-12.2pp |
| Employer contribution / active EE | $219 | $696-68.6% | $1,159-81.1% | $2,596-91.6% |
| Participant deferral / active EE | $911 | $1,264-27.9% | $2,124-57.1% | $4,028-77.4% |
| Admin fee / account holder | $1,727 | $2,010-14.1% | $2,131-18.9% | $5,403-68.0% |