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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,064 | $96,678-88.6% | $86,640-87.2% | $139,466-92.1% |
| Participation rate | 16.7% | 74.4%-57.7pp | 71.7%-55.0pp | 80.3%-63.7pp |
| Annual return | 27.59% | 106.69%-79.1pp | 592.52%-564.9pp | 373.66%-346.1pp |
| Employer contribution / active EE | $626 | $3,265-80.8% | $3,024-79.3% | $4,754-86.8% |
| Participant deferral / active EE | $993 | $4,837-79.5% | $4,438-77.6% | $6,712-85.2% |
| Admin fee / account holder | $72 | $6,410-98.9% | $5,616-98.7% | $11,409-99.4% |