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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,464 | $138,078-78.7% | $125,363-76.5% | $134,509-78.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -23.83% | 750.49%-774.3pp | 572.15%-596.0pp | 418.13%-442.0pp |
| Employer contribution / active EE | $2,027 | $5,245-61.3% | $4,815-57.9% | $4,741-57.2% |
| Participant deferral / active EE | $5,881 | $7,800-24.6% | $7,447-21.0% | $6,400-8.1% |
| Admin fee / account holder | $685 | $11,566-94.1% | $10,005-93.2% | $11,427-94.0% |