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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,095 | $157,276-77.7% | $141,177-75.1% | $152,885-77.0% |
| Participation rate | 44.4% | 84.8%-40.4pp | 82.5%-38.0pp | 82.5%-38.0pp |
| Annual return | 21.79% | 64.33%-42.5pp | 71.40%-49.6pp | 345.39%-323.6pp |
| Employer contribution / active EE | $1,177 | $5,262-77.6% | $4,736-75.1% | $4,763-75.3% |
| Participant deferral / active EE | $3,407 | $7,110-52.1% | $6,710-49.2% | $5,851-41.8% |
| Admin fee / account holder | $1,146 | $12,123-90.5% | $10,263-88.8% | $11,598-90.1% |