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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,587 | $57,350-71.1% | $83,850-80.2% | $64,181-74.2% |
| Participation rate | 89.3% | 68.6%+20.7pp | 76.1%+13.1pp | 69.6%+19.7pp |
| Annual return | 72.17% | 11.38%+60.8pp | 850.92%-778.8pp | 7.63%+64.5pp |
| Employer contribution / active EE | $6,987 | $2,545+174.5% | $3,631+92.4% | $2,381+193.5% |
| Participant deferral / active EE | $3,318 | $2,993+10.9% | $4,082-18.7% | $3,470-4.4% |
| Admin fee / account holder | $1,187 | $4,046-70.7% | $5,478-78.3% | $4,887-75.7% |