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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,553 | $211,239-67.5% | $178,528-61.6% | $145,877-53.0% |
| Participation rate | 61.5% | 80.8%-19.3pp | 77.1%-15.6pp | 80.3%-18.8pp |
| Annual return | 13.27% | 30.22%-17.0pp | 27.11%-13.8pp | 551.28%-538.0pp |
| Employer contribution / active EE | $3,102 | $4,570-32.1% | $3,950-21.5% | $4,663-33.5% |
| Participant deferral / active EE | $6,145 | $6,963-11.7% | $6,278-2.1% | $6,691-8.2% |
| Admin fee / account holder | $1,640 | $12,095-86.4% | $10,419-84.3% | $13,402-87.8% |