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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,850 | $202,463-74.9% | $169,397-70.0% | $139,487-63.5% |
| Participation rate | 60.0% | 81.1%-21.1pp | 77.2%-17.2pp | 80.3%-20.3pp |
| Annual return | 20.00% | 532.64%-512.6pp | 406.23%-386.2pp | 373.84%-353.8pp |
| Employer contribution / active EE | $3,539 | $4,694-24.6% | $4,013-11.8% | $4,755-25.6% |
| Participant deferral / active EE | $6,847 | $6,941-1.4% | $6,223+10.0% | $6,713+2.0% |
| Admin fee / account holder | $2,625 | $10,726-75.5% | $9,017-70.9% | $11,407-77.0% |