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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,057 | $211,239-25.6% | $178,528-12.0% | $145,877+7.7% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 10.00% | 30.22%-20.2pp | 27.11%-17.1pp | 551.28%-541.3pp |
| Employer contribution / active EE | $16,352 | $4,570+257.8% | $3,950+313.9% | $4,663+250.7% |
| Participant deferral / active EE | $14,653 | $6,963+110.5% | $6,278+133.4% | $6,691+119.0% |
| Admin fee / account holder | $828 | $12,095-93.2% | $10,419-92.1% | $13,402-93.8% |