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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,597 | $202,440-43.4% | $169,390-32.3% | $139,466-17.8% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 17.66% | 532.36%-514.7pp | 406.07%-388.4pp | 373.66%-356.0pp |
| Employer contribution / active EE | $15,578 | $4,693+231.9% | $4,013+288.2% | $4,754+227.7% |
| Participant deferral / active EE | $13,369 | $6,940+92.6% | $6,222+114.9% | $6,712+99.2% |
| Admin fee / account holder | $412 | $10,722-96.2% | $9,015-95.4% | $11,409-96.4% |