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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,103 | $180,749-22.5% | $160,784-12.9% | $137,256+2.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 18.31% | 2234.46%-2216.2pp | 1803.92%-1785.6pp | 220.34%-202.0pp |
| Employer contribution / active EE | $13,873 | $4,155+233.9% | $3,733+271.6% | $4,156+233.8% |
| Participant deferral / active EE | $12,971 | $6,844+89.5% | $6,293+106.1% | $6,407+102.5% |
| Admin fee / account holder | $16,416 | $10,397+57.9% | $9,717+68.9% | $12,270+33.8% |