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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,161 | $81,504-48.3% | $102,437-58.8% | $80,959-47.9% |
| Participation rate | 83.7% | 66.9%+16.9pp | 74.5%+9.2pp | 67.7%+16.1pp |
| Annual return | 14.51% | 25.60%-11.1pp | 24.95%-10.4pp | 35.67%-21.2pp |
| Employer contribution / active EE | $2,886 | $3,104-7.0% | $3,871-25.4% | $2,757+4.7% |
| Participant deferral / active EE | $4,994 | $3,871+29.0% | $5,060-1.3% | $4,300+16.1% |
| Admin fee / account holder | $4,185 | $6,719-37.7% | $8,388-50.1% | $6,925-39.6% |