Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,727 | $70,435-79.1% | $96,575-84.8% | $85,856-82.8% |
| Participation rate | 47.9% | 61.8%-13.9pp | 69.8%-21.9pp | 69.3%-21.4pp |
| Annual return | 16.62% | 18.59%-2.0pp | 37.79%-21.2pp | 318.58%-302.0pp |
| Employer contribution / active EE | $1,199 | $1,413-15.1% | $2,357-49.1% | $2,565-53.2% |
| Participant deferral / active EE | $1,836 | $2,894-36.6% | $3,849-52.3% | $3,952-53.5% |
| Admin fee / account holder | $1,844 | $4,997-63.1% | $6,182-70.2% | $6,261-70.6% |