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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,484 | $148,582-85.5% | $135,942-84.2% | $139,456-84.6% |
| Participation rate | 57.9% | 83.9%-26.0pp | 81.9%-24.0pp | 80.3%-22.4pp |
| Annual return | 27.71% | 79.26%-51.5pp | 68.28%-40.6pp | 373.45%-345.7pp |
| Employer contribution / active EE | $2,847 | $5,245-45.7% | $4,858-41.4% | $4,753-40.1% |
| Participant deferral / active EE | $6,842 | $8,101-15.5% | $7,759-11.8% | $6,711+1.9% |
| Admin fee / account holder | $5,052 | $12,402-59.3% | $10,764-53.1% | $11,407-55.7% |