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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,430 | $162,136-38.1% | $152,301-34.1% | $154,746-35.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 18.95% | 91.02%-72.1pp | 80.50%-61.6pp | 172.34%-153.4pp |
| Employer contribution / active EE | $2,450 | $4,890-49.9% | $4,624-47.0% | $4,379-44.1% |
| Participant deferral / active EE | $4,200 | $8,341-49.6% | $8,004-47.5% | $6,730-37.6% |
| Admin fee / account holder | $1,587 | $15,759-89.9% | $14,398-89.0% | $14,365-89.0% |