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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,181 | $138,076-85.4% | $123,553-83.7% | $135,380-85.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.82% | 153.70%-159.5pp | 119.21%-125.0pp | 519.81%-525.6pp |
| Employer contribution / active EE | $2,131 | $5,152-58.6% | $4,628-53.9% | $4,779-55.4% |
| Participant deferral / active EE | $3,654 | $6,800-46.3% | $6,426-43.1% | $5,609-34.9% |
| Admin fee / account holder | $3,590 | $10,917-67.1% | $9,284-61.3% | $10,828-66.8% |