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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,150 | $93,617+139.4% | $135,982+64.8% | $75,177+198.2% |
| Participation rate | 88.5% | 75.2%+13.3pp | 81.9%+6.5pp | 67.2%+21.3pp |
| Annual return | 13.70% | 30.89%-17.2pp | 68.32%-54.6pp | 160.75%-147.1pp |
| Employer contribution / active EE | $14,405 | $3,538+307.1% | $4,859+196.5% | $2,671+439.3% |
| Participant deferral / active EE | $13,573 | $6,406+111.9% | $7,760+74.9% | $4,126+228.9% |
| Admin fee / account holder | $7,566 | $6,980+8.4% | $10,767-29.7% | $5,651+33.9% |