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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,461 | $89,370+82.9% | $141,197+15.8% | $72,976+124.0% |
| Participation rate | 76.0% | 75.1%+0.9pp | 82.5%-6.5pp | 69.5%+6.5pp |
| Annual return | 18.59% | 111.88%-93.3pp | 71.41%-52.8pp | 81.02%-62.4pp |
| Employer contribution / active EE | $10,273 | $3,115+229.8% | $4,736+116.9% | $2,440+321.0% |
| Participant deferral / active EE | $8,120 | $5,419+49.9% | $6,710+21.0% | $3,608+125.1% |
| Admin fee / account holder | $3,888 | $5,957-34.7% | $10,265-62.1% | $5,124-24.1% |