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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,688 | $138,102-65.5% | $125,381-62.0% | $134,532-64.6% |
| Participation rate | 54.5% | 84.5%-30.0pp | 82.4%-27.8pp | 81.2%-26.7pp |
| Annual return | -17.96% | 750.73%-768.7pp | 572.31%-590.3pp | 418.27%-436.2pp |
| Employer contribution / active EE | $1,093 | $5,245-79.2% | $4,815-77.3% | $4,741-76.9% |
| Participant deferral / active EE | $5,419 | $7,801-30.5% | $7,448-27.2% | $6,401-15.3% |
| Admin fee / account holder | $706 | $11,568-93.9% | $10,007-92.9% | $11,429-93.8% |