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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,244 | $157,296-82.7% | $141,191-80.7% | $152,897-82.2% |
| Participation rate | 69.2% | 84.8%-15.6pp | 82.5%-13.2pp | 82.5%-13.2pp |
| Annual return | 16.46% | 64.34%-47.9pp | 71.41%-55.0pp | 345.43%-329.0pp |
| Employer contribution / active EE | $1,363 | $5,262-74.1% | $4,736-71.2% | $4,764-71.4% |
| Participant deferral / active EE | $4,536 | $7,111-36.2% | $6,710-32.4% | $5,851-22.5% |
| Admin fee / account holder | $442 | $12,125-96.4% | $10,264-95.7% | $11,599-96.2% |