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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,604 | $105,960-7.9% | $81,726+19.4% | $158,982-38.6% |
| Participation rate | 33.3% | 75.6%-42.3pp | 72.0%-38.7pp | 82.0%-48.6pp |
| Annual return | 16.79% | 38.19%-21.4pp | 29.49%-12.7pp | 302.99%-286.2pp |
| Employer contribution / active EE | $439 | $7,805-94.4% | $4,311-89.8% | $4,763-90.8% |
| Participant deferral / active EE | $1,079 | $13,011-91.7% | $7,108-84.8% | $5,983-82.0% |
| Admin fee / account holder | $277 | $8,494-96.7% | $5,160-94.6% | $11,252-97.5% |