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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,184 | $91,911+0.3% | $68,612+34.4% | $135,380-31.9% |
| Participation rate | 35.7% | 76.7%-41.0pp | 72.2%-36.5pp | 82.6%-46.9pp |
| Annual return | -5.37% | -8.22%+2.8pp | -4.63%-0.7pp | 519.81%-525.2pp |
| Employer contribution / active EE | $637 | $3,924-83.8% | $2,625-75.8% | $4,779-86.7% |
| Participant deferral / active EE | $940 | $4,315-78.2% | $3,311-71.6% | $5,609-83.2% |
| Admin fee / account holder | $384 | $9,240-95.8% | $5,131-92.5% | $10,828-96.5% |