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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,922 | $138,102-67.5% | $125,381-64.2% | $134,532-66.6% |
| Participation rate | 40.0% | 84.5%-44.5pp | 82.4%-42.4pp | 81.2%-41.2pp |
| Annual return | -20.07% | 750.73%-770.8pp | 572.31%-592.4pp | 418.27%-438.3pp |
| Employer contribution / active EE | $1,426 | $5,245-72.8% | $4,815-70.4% | $4,741-69.9% |
| Participant deferral / active EE | $8,272 | $7,801+6.0% | $7,448+11.1% | $6,401+29.2% |
| Admin fee / account holder | $54 | $11,568-99.5% | $10,007-99.5% | $11,429-99.5% |