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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,575 | $165,361+174.3% | $149,715+203.0% | $158,950+185.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -3.44% | 348.24%-351.7pp | 276.66%-280.1pp | 302.91%-306.3pp |
| Employer contribution / active EE | $10,207 | $5,103+100.0% | $4,645+119.8% | $4,762+114.3% |
| Participant deferral / active EE | $15,700 | $7,182+118.6% | $6,842+129.5% | $5,983+162.4% |
| Admin fee / account holder | $4,177 | $10,808-61.4% | $9,310-55.1% | $11,248-62.9% |