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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,895 | $157,276+181.6% | $141,177+213.7% | $152,885+189.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.65% | 64.33%-49.7pp | 71.40%-56.7pp | 345.39%-330.7pp |
| Employer contribution / active EE | $9,998 | $5,262+90.0% | $4,736+111.1% | $4,763+109.9% |
| Participant deferral / active EE | $14,840 | $7,110+108.7% | $6,710+121.2% | $5,851+153.6% |
| Admin fee / account holder | $3,815 | $12,123-68.5% | $10,263-62.8% | $11,598-67.1% |