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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,837 | $176,838-83.1% | $146,685-79.7% | $167,518-82.2% |
| Participation rate | 93.3% | 83.6%+9.7pp | 80.1%+13.3pp | 82.1%+11.2pp |
| Annual return | 20.73% | 24.04%-3.3pp | 22.75%-2.0pp | 478.71%-458.0pp |
| Employer contribution / active EE | $3,522 | $5,161-31.8% | $4,137-14.9% | $4,838-27.2% |
| Participant deferral / active EE | $7,262 | $6,441+12.8% | $5,507+31.9% | $6,342+14.5% |
| Admin fee / account holder | $2,391 | $13,262-82.0% | $10,281-76.7% | $12,312-80.6% |