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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,671 | $148,623-84.1% | $135,974-82.6% | $139,466-83.0% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 29.28% | 79.30%-50.0pp | 68.30%-39.0pp | 373.66%-344.4pp |
| Employer contribution / active EE | $1,638 | $5,246-68.8% | $4,859-66.3% | $4,754-65.5% |
| Participant deferral / active EE | $5,287 | $8,103-34.8% | $7,760-31.9% | $6,712-21.2% |
| Admin fee / account holder | $124 | $12,406-99.0% | $10,767-98.8% | $11,409-98.9% |