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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,671 | $148,582-84.1% | $135,942-82.6% | $139,456-83.0% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 29.28% | 79.26%-50.0pp | 68.28%-39.0pp | 373.45%-344.2pp |
| Employer contribution / active EE | $1,638 | $5,245-68.8% | $4,858-66.3% | $4,753-65.5% |
| Participant deferral / active EE | $5,287 | $8,101-34.7% | $7,759-31.9% | $6,711-21.2% |
| Admin fee / account holder | $124 | $12,402-99.0% | $10,764-98.8% | $11,407-98.9% |