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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,640 | $148,582+37.7% | $135,942+50.5% | $139,456+46.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.73% | 79.26%-66.5pp | 68.28%-55.5pp | 373.45%-360.7pp |
| Employer contribution / active EE | $1,212 | $5,245-76.9% | $4,858-75.0% | $4,753-74.5% |
| Participant deferral / active EE | $3,808 | $8,101-53.0% | $7,759-50.9% | $6,711-43.3% |
| Admin fee / account holder | $2,576 | $12,402-79.2% | $10,764-76.1% | $11,407-77.4% |