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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,200 | $157,276-54.1% | $141,177-48.9% | $152,885-52.8% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 22.54% | 64.33%-41.8pp | 71.40%-48.9pp | 345.39%-322.8pp |
| Employer contribution / active EE | $2,253 | $5,262-57.2% | $4,736-52.4% | $4,763-52.7% |
| Participant deferral / active EE | $5,748 | $7,110-19.2% | $6,710-14.3% | $5,851-1.8% |
| Admin fee / account holder | $961 | $12,123-92.1% | $10,263-90.6% | $11,598-91.7% |