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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,490 | $45,872-92.4% | $77,096-95.5% | $68,486-94.9% |
| Participation rate | 54.5% | 55.9%-1.4pp | 67.9%-13.4pp | 67.9%-13.3pp |
| Annual return | 0.00% | 1.73%-1.7pp | 42.35%-42.3pp | -7.85%+7.9pp |
| Employer contribution / active EE | $721 | $1,650-56.3% | $2,814-74.4% | $2,597-72.2% |
| Participant deferral / active EE | $1,329 | $2,963-55.1% | $4,429-70.0% | $4,028-67.0% |
| Admin fee / account holder | $50 | $3,041-98.4% | $5,428-99.1% | $5,404-99.1% |