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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,542 | $110,410-84.1% | $102,437-82.9% | $145,897-88.0% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 9.35% | 24.85%-15.5pp | 24.95%-15.6pp | 552.29%-542.9pp |
| Employer contribution / active EE | $1,320 | $4,217-68.7% | $3,871-65.9% | $4,663-71.7% |
| Participant deferral / active EE | $2,049 | $5,622-63.6% | $5,060-59.5% | $6,689-69.4% |
| Admin fee / account holder | $3,777 | $9,745-61.2% | $8,388-55.0% | $13,390-71.8% |