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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $1,158 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,789 | $44,714-60.2% | $91,225-80.5% | $66,938-73.4% |
| Participation rate | 81.6% | 65.0%+16.6pp | 73.2%+8.4pp | 69.8%+11.8pp |
| Annual return | -7.34% | -12.25%+4.9pp | 114.12%-121.5pp | 1.58%-8.9pp |
| Employer contribution / active EE | $0 | $1,710-100.0% | $2,851-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $6,277 | $3,355+87.1% | $4,233+48.3% | $4,238+48.1% |
| Admin fee / account holder | $7 | $521-98.7% | $5,422-99.9% | $594-98.9% |