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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,855 | $148,582-60.4% | $135,942-56.7% | $139,456-57.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 22.52% | 79.26%-56.7pp | 68.28%-45.8pp | 373.45%-350.9pp |
| Employer contribution / active EE | $15,606 | $5,245+197.6% | $4,858+221.3% | $4,753+228.4% |
| Participant deferral / active EE | $4,021 | $8,101-50.4% | $7,759-48.2% | $6,711-40.1% |
| Admin fee / account holder | $627 | $12,402-94.9% | $10,764-94.2% | $11,407-94.5% |