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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $44,736 |
Filed as: WALL, EINHORN & CHERNITZER, PC Service code 10 555 MAIN ST STE 1600 · NORFOLK, VA 23510 | Accounting | $12,500 |
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $5,998 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,847 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,826 | $50,458-80.5% | $160,037-93.9% | $64,824-84.8% |
| Participation rate | 94.0% | 68.0%+26.0pp | 78.0%+16.0pp | 71.5%+22.5pp |
| Annual return | -15.43% | -13.42%-2.0pp | 408.95%-424.4pp | 32.84%-48.3pp |
| Employer contribution / active EE | $815 | $1,722-52.7% | $4,226-80.7% | $2,507-67.5% |
| Participant deferral / active EE | $2,115 | $4,004-47.2% | $6,184-65.8% | $4,311-50.9% |
| Admin fee / account holder | $123 | $706-82.6% | $8,716-98.6% | $188-34.6% |