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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,707 | $52,836-66.5% | $105,736-83.3% | $64,173-72.4% |
| Participation rate | 71.0% | 66.5%+4.5pp | 76.3%-5.3pp | 69.6%+1.4pp |
| Annual return | -9.95% | 14.30%-24.2pp | 6.27%-16.2pp | 7.63%-17.6pp |
| Employer contribution / active EE | $2,114 | $1,827+15.7% | $3,268-35.3% | $2,381-11.2% |
| Participant deferral / active EE | $3,762 | $2,545+47.8% | $4,080-7.8% | $3,470+8.4% |
| Admin fee / account holder | $1,082 | $3,959-72.7% | $6,913-84.3% | $4,887-77.9% |