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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,434 | $57,828-78.5% | $117,039-89.4% | $70,126-82.3% |
| Participation rate | 86.0% | 67.1%+18.8pp | 77.2%+8.8pp | 69.5%+16.4pp |
| Annual return | 88.30% | 17.55%+70.8pp | 18.95%+69.4pp | 73.15%+15.2pp |
| Employer contribution / active EE | $2,296 | $1,816+26.4% | $3,785-39.3% | $2,343-2.0% |
| Participant deferral / active EE | $3,736 | $2,438+53.3% | $3,929-4.9% | $3,332+12.1% |
| Admin fee / account holder | $552 | $3,548-84.4% | $5,974-90.8% | $4,645-88.1% |