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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,859 | $111,785-52.7% | $93,669-43.6% | $145,877-63.8% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 12.94% | 203.79%-190.8pp | 133.59%-120.7pp | 551.28%-538.3pp |
| Employer contribution / active EE | $1,718 | $3,096-44.5% | $2,424-29.1% | $4,663-63.2% |
| Participant deferral / active EE | $4,616 | $4,919-6.2% | $4,416+4.5% | $6,691-31.0% |
| Admin fee / account holder | $543 | $10,256-94.7% | $8,291-93.4% | $13,402-95.9% |