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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,125 | $95,917-47.7% | $79,583-37.0% | $134,545-62.7% |
| Participation rate | 50.0% | 75.0%-25.0pp | 69.5%-19.5pp | 81.2%-31.2pp |
| Annual return | -14.20% | -2.70%-11.5pp | 0.16%-14.4pp | 418.37%-432.6pp |
| Employer contribution / active EE | $1,066 | $3,129-65.9% | $2,414-55.8% | $4,742-77.5% |
| Participant deferral / active EE | $3,541 | $4,694-24.6% | $3,986-11.2% | $6,401-44.7% |
| Admin fee / account holder | $3,049 | $9,132-66.6% | $6,835-55.4% | $11,431-73.3% |