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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,147 | $85,169-48.2% | $172,755-74.4% | $72,983-39.5% |
| Participation rate | 37.8% | 70.1%-32.2pp | 82.6%-44.8pp | 69.5%-31.6pp |
| Annual return | 24.18% | 27.32%-3.1pp | 802.94%-778.8pp | 81.01%-56.8pp |
| Employer contribution / active EE | $783 | $3,324-76.4% | $5,144-84.8% | $2,440-67.9% |
| Participant deferral / active EE | $914 | $3,260-72.0% | $5,198-82.4% | $3,608-74.7% |
| Admin fee / account holder | $136 | $5,880-97.7% | $13,955-99.0% | $5,124-97.3% |