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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,129 | $96,731-12.0% | $123,973-31.3% | $86,983-2.1% |
| Participation rate | 76.3% | 70.0%+6.3pp | 76.7%-0.3pp | 69.5%+6.8pp |
| Annual return | 41.39% | 17.33%+24.1pp | 388.13%-346.7pp | 25.83%+15.6pp |
| Employer contribution / active EE | $1,866 | $3,297-43.4% | $4,126-54.8% | $2,584-27.8% |
| Participant deferral / active EE | $7,948 | $4,152+91.4% | $5,247+51.5% | $4,194+89.5% |
| Admin fee / account holder | $5,543 | $8,722-36.5% | $11,799-53.0% | $7,856-29.4% |