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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,429 | $99,647-72.5% | $86,439-68.3% | $134,509-79.6% |
| Participation rate | 83.3% | 82.1%+1.3pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -28.65% | 6784.13%-6812.8pp | 4395.55%-4424.2pp | 418.13%-446.8pp |
| Employer contribution / active EE | $1,923 | $4,401-56.3% | $3,769-49.0% | $4,741-59.4% |
| Participant deferral / active EE | $3,641 | $7,246-49.8% | $6,952-47.6% | $6,400-43.1% |
| Admin fee / account holder | $25,931 | $8,373+209.7% | $6,732+285.2% | $11,427+126.9% |