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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,701 | $93,589+125.1% | $135,942+55.0% | $75,181+180.3% |
| Participation rate | 66.7% | 75.2%-8.5pp | 81.9%-15.2pp | 67.2%-0.5pp |
| Annual return | 19.74% | 30.90%-11.2pp | 68.28%-48.5pp | 160.69%-140.9pp |
| Employer contribution / active EE | $4,282 | $3,537+21.0% | $4,858-11.9% | $2,671+60.3% |
| Participant deferral / active EE | $9,706 | $6,405+51.5% | $7,759+25.1% | $4,126+135.2% |
| Admin fee / account holder | $12,272 | $6,977+75.9% | $10,764+14.0% | $5,650+117.2% |