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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,052 | $43,550-63.1% | $63,244-74.6% | $52,331-69.3% |
| Participation rate | 54.7% | 65.7%-11.0pp | 71.0%-16.3pp | 68.1%-13.4pp |
| Annual return | 21.06% | 2.03%+19.0pp | -70.31%+91.4pp | 4.54%+16.5pp |
| Employer contribution / active EE | $1,256 | $1,351-7.1% | $2,322-45.9% | $1,882-33.3% |
| Participant deferral / active EE | $2,524 | $2,254+12.0% | $2,953-14.5% | $3,022-16.5% |
| Admin fee / account holder | $9 | $387-97.8% | $5,893-99.9% | $592-98.5% |